Buying a Home in Düsseldorf

The 10 Step Process to Buying Your First Home in Düsseldorf

By on February 1st, 2018

Before you can buy a house in Düsseldorf, you need to find the right property that matches your ideas and financial possibilities. If you consider buying a house in this city, you have to define a budget, decide which kind of home you want and set many other parameters. To help you find and purchase your future realty, we asked Max Karänke, Founder and Expert at Max Karänke Immobilien, to write a follow-up guide to helping you purchase your first real estate property in Düsseldorf.

Buying a Home in Düsseldorf


Step 1: Read the “Step-by-Step Guide to Finding your first home in Düsseldorf

Once you’ve found your dream home, follow this guide.


Step 2: Make sure you get a loan

Before you can sign a contract at the notary’s office, you have to get several verifications. It’s important that your repayment plan is designed to ensure your loan repayment can be completed before you retire. This most important confirmation you’ll receive from your bank consultant. It certifies your ability to cover all costs related to the purchase of this real estate property.

Depending on what you would like to buy, you have access to funding opportunities. Your bank consultant can help you with this and apply for cheap loans from a promotional bank.


Step 3: Analyse the land register and the index of public easements

Before signing the contract to buy a house in Düsseldorf, make sure there are no entries registered on the property that may cause problems or further expenses. You can verify that no rights or responsibilities exist, by visiting the local district court of Düsseldorf. It’s located near the “Bürgerpark”, not far from the main station. It manages all land registers in the area of Düsseldorf. Also, you should visit the building authorities of Düsseldorf (near the “Volksgarten”) to convince yourself that no public easements exist.


Step 4: Agree to a price

If there are impairments in these documents, you should clarify whether they can either be removed or lead to a discount. Then agree to accept the expected price or make a well-founded offer.

Even if you don’t try to lower the price, it is possible, someone else makes a higher offer. The so-called “Immobilienmarkt in German cities is in a very stressful market because the demand for buying a house is higher than the supply.


Step 5: Find a notary who is familiar with conveyance of real estate property

Leading up to the arranged appointment with the seller and eventually the estate agent, you will have to provide several documents. Ask your notary what he/she needs, though many documents are provided by the seller (land register excerpts, site plan, blueprints, possibly the declaration of division, list of furnishings, energy pass, etc.).

At the notary’s appointment, the draft of the contract will be read out and explained so you have the possibility to clarify open questions. If both parties agree to the terms, the certification will be carried out by the notary.


Step 6: Wait

Now you have to wait, while the notary does the rest. Usually, it takes a while between signing the purchase contract and the actual transfer of ownership. Since the date of payment has been agreed, you only have to submit the request to your bank to transfer it.

Meanwhile, you can concentrate on further steps. Maybe you have to renovate some rooms, so you can select tiles, the wallpaper, and new furniture. If there is no need to change something in your home-to-be, go on with step 7.


Step 7: Resign your rental agreement and prepare the move

To avoid double expenses, duly resign your rental agreement. If you don’t comply with the notice period, your current landlord may request further rental payments even though you no longer use the apartment.

Packing moving boxes are often underestimated. Start soon and plan a time buffer, so you don’t get too stressed.


Step 8: Receive all necessary items from the previous owner

On the day of handing over your new home, make sure to get all important items from the previous owner. This does not only apply to the keys to the entrance, basement and mailbox, but also to operating instructions, the house rules or warranty cards.

Don’t forget to record all meter readings (water, electricity, gas).


Step 9: Sign up with all major providers

Before you move in, inform your electricity supplier and make sure your garbage cans are ready. Clarify with the previous owner how the water supply and the heating were handled.

Go to a civil office and register your residence. On the website of Düsseldorf you will find the forms you need and can see the opening hours and locations of the offices.

Change your address at companies you regularly receive mail from. Because you probably will not immediately think of all, apply for a mailing service at the post office. This will make sure the letters sent to your old address are mailed to your new home.


Step 10: Move in

In order to avoid causing havoc with your neighbors, you should inform them about your move. So they can prepare themselves that the street might be a bit more turbulent for a little while. You also can invite them to a housewarming party and get to know each other. 

Finally, you can settle in and feel at home in your first real estate property in Düsseldorf.


Looking for more information on buying your first home in Düsseldorf? Feel free to contact Max Karänke and the team at Karänke Immobilien for more information!

Any questions about living #LifeInDüsseldorf? Feel free to send us an email with your questions at If you have tips you’d like to share with others, we’re also accepting guest posts which include the author’s name, bio and photo. Cover photo on



Jenna Davis
Düsseldorf, Germany

This is our online publication for sharing the best about life in Düsseldorf in a generous and honest way. We spend our mornings writing content and our afternoons interviewing locals, participating in forums and calling businesses so you don’t have to.

Here We Are
Join us on Facebook


For monthly highlights 📍, job opportunities 📘, discounts 🔑, tips 💡and events! 🎉

The Best Weekend Getaways

Upcoming Events
Beer Pong Night
February 22, 2018 · 7:00 pm · 10:55 pm
O'Reilly's Dusseldorf

Die BEER PONG NIGHT ist die erste wöchentliche Veranstaltung in Düsseldorf, bei der sich Alles um das American Beer Pong dreht! Verbringe einen entspannten Abend mit deinen Freunden und werfe nebenher noch ein paar Bälle, während ihr versucht bis ins Finale vorzustossen.

Gespielt wird jeden Donnerstag…
» im O'Reilly's (Mutter-Ey Straße 1, 40213 Düsseldorf)
» in 2er Teams
» mit American Red Cups (0,4L)
» auf offiziellen Beer-Pong Tischen (2,44m)

» Turnierbeginn ist um 21 Uhr
» Warm Up & Anmeldung ab 20 Uhr möglich (Tische, Becher und Bälle werden bereit stehen).

» 1. Platz: 50 € O'Reilly's Gutschein
» 2. Platz: 2x Burger of the Month Gutschein
» 3. & 4. Platz: Jeweils 1 Pitcher Alt

» ANMELDUNG ab 20 Uhr im O'Reilly's möglich – bis zum Ende der 1. Runde.
» ONLINE-ANMELDUNG über PM oder per POST eures Team Namen's in dieses Event (Verbindliche Anmeldung bis Turnierbeginn um 21 Uhr im O'Reilly's).

» Freier Eintritt für Alle
» Teilnahmegebühr: 7€ pro Spieler (Beinhaltet Bier & Equipment für das gesamte Turnier)
» REBUY in der ersten Runde: 3€ pro Spieler

» Monats- und Jahresgewinner werden nach einem übergeordneten Rankingsystem ermittelt. Das Ranking wird nach jedem Beer Pong Abend aktualisiert.
» Gewinne verschiedene Monatspreise, z.B. Freikarten für die Fortuna & mehr.
» Jahressieg: Las Vegas Trip inkl. Flug, Hotel & Teilnahme an den The World Series of Beer Pong
Looking for Another Language?
Join us on Instagram
Proudly Supported By:

Fatty's Irish Pub

Download the Full Guide

Follow Us on Twitter
  • When your toes are too cold to enjoy the views of the city outside, head inside for some warm…

    Tweeted on 01:15 AM Feb 16

  • Monthly Highlights: February 2018 🎊 -

    Tweeted on 12:01 AM Feb 01

  • We needed a little more blue sky in our Instagram feed!Bring on the sunny skies! Karneval is…

    Tweeted on 12:44 AM Jan 31

Our Tip For Your $
We’re Here to Help